Terms and Conditions

1. Acceptance of Terms

By accessing or using Meridian Vestune (the "Service"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, please do not use the Service. We may update these Terms from time to time, and continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

2. Description of Service

Meridian Vestune provides AI-driven data analysis and decision-support tools intended to help individuals and households organize and interpret personal finance information. The Service is provided for informational and organizational purposes only and does not constitute professional financial, tax, legal, or investment advice.

3. Eligibility and Accounts

You must be at least 18 years old, or the age of legal majority in your jurisdiction, to use the Service. When you create an account, you agree to provide accurate and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

4. Acceptable Use

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Service. You may not attempt to gain unauthorized access to any part of the Service, reverse-engineer any underlying software, or use automated systems to extract data from the Service without our prior written consent.

5. User Content and Data

You retain ownership of any data or information you submit to the Service ("User Content"). By submitting User Content, you grant Meridian Vestune a limited license to process, store, and analyze that content solely for the purpose of providing and improving the Service. You are solely responsible for ensuring you have the right to submit any content you upload.

6. No Financial Advice

Any insights, suggestions, projections, or recommendations generated by the Service are for general informational purposes only. They should not be relied upon as a substitute for advice from a qualified financial, tax, or legal professional. Meridian Vestune makes no guarantee regarding the accuracy, completeness, or suitability of any output for your particular circumstances.

7. Subscription and Payment

Certain features of the Service may require a paid subscription. Where applicable, pricing, billing cycles, and cancellation terms will be presented to you at the time of purchase. Fees are generally non-refundable except where required by applicable law or explicitly stated otherwise at the point of sale.

8. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the property of Meridian Vestune or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right to use the Meridian Vestune name, branding, or trademarks without prior written permission.

9. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to the Service or other users. You may stop using the Service or close your account at any time.

10. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or fully secure.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Meridian Vestune and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service, even if advised of the possibility of such damages.

12. Changes to the Service

We reserve the right to modify, suspend, or discontinue the Service, in whole or in part, at any time without prior notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Service.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Meridian Vestune operates, without regard to conflict of law principles. This section should be reviewed and finalized based on your specific legal jurisdiction.

14. Contact

If you have any questions about these Terms, please contact us using the details provided in the footer of this website.

This document is a general template provided for informational purposes and does not constitute legal advice. Meridian Vestune recommends consulting a qualified legal professional to ensure these Terms meet all applicable requirements for your business and jurisdiction.