Privacy Policy

1. Introduction

Meridian Vestune ("we," "us," or "our") provides AI-driven data analysis and decision optimization tools for personal and household finance. We are committed to handling information responsibly and transparently. This policy describes the types of information we may collect, how it is used, and the choices available to you.

2. Information We Collect

Depending on how you interact with Meridian Vestune, we may collect the following categories of information:

• Account information: name, email address, and login credentials provided when you register.
• Financial and household data: figures, budgets, and related information you voluntarily input for analysis purposes.
• Usage data: pages visited, features used, and interactions with our platform.
• Device and technical data: browser type, IP address, and general device information collected automatically.
• Communications: messages you send us through contact forms or support channels.

3. How We Use Information

We use collected information to:

• Provide, operate, and maintain our services and features.
• Generate analysis, insights, and recommendations based on the data you supply.
• Communicate with you about updates, support requests, or account matters.
• Improve, secure, and troubleshoot our platform.
• Comply with legal obligations where applicable.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our services, or compliance with a legal obligation. You may withdraw consent at any time where processing is based on consent.

5. Data Sharing and Disclosure

We do not sell personal information. We may share information with:

• Service providers who assist with hosting, analytics, or support functions, under appropriate confidentiality obligations.
• Professional advisors, such as legal or financial consultants, when necessary.
• Authorities, where required to comply with applicable law, regulation, or valid legal process.
• A successor entity in the event of a merger, acquisition, or sale of assets, subject to this policy.

6. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes described in this policy, including to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods may vary depending on the type of data and applicable requirements.

7. Data Security

We implement reasonable technical and organizational measures designed to protect information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to support functionality, remember preferences, and analyze usage patterns. You can typically control cookies through your browser settings; disabling certain cookies may affect site functionality.

9. Your Rights and Choices

Depending on your jurisdiction, you may have rights to access, correct, delete, restrict, or object to the processing of your personal information, as well as the right to data portability and the right to withdraw consent. To exercise these rights, please contact us using the details provided on our website. We may need to verify your identity before responding to certain requests.

10. International Data Transfers

If information is transferred across borders, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements. Specific transfer mechanisms should be documented and reviewed according to your operational setup.

11. Children's Privacy

Our services are not directed to children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party sites or services. We are not responsible for the privacy practices of those third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Any updates will be posted on this page, and where appropriate, we will provide additional notice.

14. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please reach out through the contact details listed in our website footer.

This document is a general template provided for informational purposes and does not constitute legal advice. Please consult a qualified professional to ensure compliance with applicable laws relevant to your specific circumstances.